
40
YEARS COMBINED EXPERIENCE
70%
OVER 70% OF AUSSIES NOW USE MORTGAGE BROKERS OVER BANKS DIRECT IN AUSTRALIA
1000s
OF SATISFIED
CUSTOMERS
WHO IS VivaLEND?
VivaLEND (formerly known as It’s So Easy Finance) is a boutique Mortgage Consulting business established in 2007. Danny Contatore and Fabio Ferraro, with a combined 40 years experience, hold formal industry qualifications and are credit representatives of BLSSA Pty Ltd (Australian Credit Licence No. 391237). VivaLEND holds accreditation with finance industry regulator, the FBAA (The Finance Brokers Association of Australia). VivaLEND's many satisfied Home Loan customers are predominately based down the East Coast of Australia, with offices in Brisbane and Melbourne.
OUR ROLE
As Mortgage Consultants, VivaLEND act as an intermediary between you (the customer) and the lender - we’re Mortgage Brokers! – our aim is to source a product suited to your requirements and objectives – working in your Best Interests. Our service says it all – and a good reason why 70% of Aussies are using Brokers for their mortgage needs.
It is our obligation as a service provider, to understand your financial position, goals, and specific requirements. We will in turn manage the application process with the recommended lender and follow it through to settlement. Keeping you informed along the way as to the progress of your application.
The VivaLEND service offering extends well beyond settlement - this means we will actively monitor your loan and periodically try and renegotiate a better rate with your existing lender (as the bank won’t) or recommend refinancing elsewhere. As your requirements and objectives change, we also make ourselves available to run scenario’s and discuss possibilities on how you can achieve your goals going forward.


COSTS
We generally do not charge an upfront fee, however depending on the nature of the finance application, there may be a charge levied for our services. Examples would be: Construction Loans, complex loans where multiple applications/borrowers/securities are required and Low doc loans to name a few. If charges do apply, they are disclosed upfront, so there are NO surprises.

HOW WE GET PAID
We receive a commission from the lender based on the amount being borrowed or refinanced. Under legislation, (NCCP - National Consumer Credit Protection Act) the estimated commission received by VivaLEND is disclosed prior to any application being made on behalf of the borrower (you).
NO OBLIGATION BROKERAGE SERVICE

FINANCIAL SERVICES THAT WE OFFER
We specialise in:
We also assist with:

HOME LOANS
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REFINANCING
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DEBT
CONSOLIDATION
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LINES OF CREDIT
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DEBT
RESTRUCTURE
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BUSINESS
FINANCE
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INSURANCE
(HOME & CAR)
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VEHICLE
FINANCE
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EQUIPMENT
FINANCE
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ASSET
FINANCE
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